Experience

Credit Guarantee Corporation of Cambodia (CGCC)

• Cambodia
• Financial Services
• 1 - 100 Employee

• Senior Executive of Risk Management and Compliance

  • Oct 2022 - Present

  - Support the Head of Risk Management and Compliance with the effective implementation of the Risk Management Framework (RMF) to establish an effective risk-based to identify, measure, monitor, control, and report company-wide risks. - Ensure that sound credit risk measurement and monitoring are developed and implemented throughout the company in a standardized manner. - Conduct an independent review of the credit guarantee applications/documents and provide the recommendation to the Head of Risk prior submit the guarantee applies to the approval authority. - Assist risk owner to manage and control the credit risk and provide support in reviewing internal control documents i.e., frameworks, policies and procedures, etc.; - Actively support efforts to identify credit risk-related issues and coordinate issues resolution management. - Review and analyze the delinquent portfolio to identify key causal factors and lessons and make recommendations to the Head of Risk and Senior Management. - Prepare timely, comprehensive, and reliable credit guarantee exposure reports and credit-related reports on a regular basis and ensure. - Close monitoring of credit guarantee portfolio through dashboards i.e., exposure limit/ceilings, credit guarantee portfolio management counterparty exposure limits. - Assist the Head in preparing the meeting pack for the Board Risk Management Committee meeting. Assist to manage the incident collection, and the internal and external fraud prevention. - Assist to prepare risk management reports on regular basis and ensure all the reports are accurate. - Close monitoring of single borrower guarantee limit, sector limit and other risk appetites imposed by CGCC. - Work closely with relevant department to enhance the credit guarantee granting process and credit guarantee reporting system. - Review and comment on the risk and control documents from all respective departments. - Other duties and ad-hoc assignments assigned by managements of CGCC. Show less



Woori Bank Cambodia

• Cambodia
• Banking
• 300 - 400 Employee

• 𝑨𝒔𝒔𝒊𝒔𝒕𝒂𝒏𝒕 𝑴𝒂𝒏𝒂𝒈𝒆𝒓 𝑪𝒓𝒆𝒅𝒊𝒕 𝑹𝒆𝒗𝒊𝒆𝒘

  • Sep 2021 - Oct 2022

  • Provide input in developing policy related to loan review.• To divide clients will be reviewed per day and submit to Senior/Manager Loan Review for better monitoring the effectiveness of Loan Review.• Review the completeness of loan document and data requirement from regulator and by-laws related to credit.• Review the appropriateness of evaluation & analysis of loan approval.• Review the reasonableness of the evaluation of credit analysis process.• New loan document has review and verify business information, client’s collateral and detail in supporting document.• Check the accuracy of client’s information and client’s identification document comply with Woori Bank By-Law related to Credit and regulation.• Review the validation of clients Identification with his/her photo and other supporting document.• Perform review customer's businesses supporting document.• Review and verify client’s collateral and detail in supporting document.• Provide recommendation to Loan Review Officer to enhance internal control of their roles.• Keep track of following up Branch Manager on Management Respond both corrective and preventive action.• Immediately report to Loan Review Manager on the suspicious case or fraud case.• Draft report of serious issue and submit to line manager for further review and action.• Summit common issue finding through the system for further review by line manager.• Assistant Manager, Loan Review shall consult with Manager, Loan Review on the serious issue or poor implementation.• Understand Woori Bank’s operation policy and procedure by getting familiar with Operation Manuals, Loan Assessment, Authority Limits, Operation Management Tools.• Attend training related to Woori Bank and develop skills and competencies related to work assigned.• Assist Manager, Loan Review to identify the improvement points of lending process practice such as loan assessment & approval, loan release, and send feedback to Loan Policy team. Show less

• 𝑺𝒆𝒏𝒊𝒐𝒓 𝑶𝒇𝒇𝒊𝒄𝒆𝒓 𝑰𝒏𝒕𝒆𝒓𝒏𝒂𝒍 𝑨𝒖𝒅𝒊𝒕

  • Nov 2020 - Aug 2021

  • Perform audit steps and procedures and gathering necessary information to determine adequacy of internal controls and compliance according to the pre- audit and/or evaluation field work section;• Perform the analytical review procedures for each audit assignment;• Get in contact with the branch to organize the staff/team for the audit and/or evaluation field visit;• Organize the working papers files according to the policies and procedures of audit and evaluation;• Conduct the entry conference with the branch key concerned persons according to the procedures steps;• Perform audit steps and procedures and obtaining necessary information to determine adequacy of internal controls and compliance;• Clarify all audit findings with auditees during the process of audit fieldwork to minimize discussion time in the exit conference;• Ensure all working papers are completed and in order – initials, cross-references, date, work descriptions, clearance, etc.• Write and submit draft audit/evaluation report to Audit Manager prior to conducting the exit discussion with the auditees;• Timely complete and submit draft audit/evaluation report to Audit Manager with completed required documents;• Ensure quality of Report, Working Papers before submitting draft Report to supervisor or Internal Audit Manager;• Ensure that all issues raised are agreed, documented and supported with management response;• Timely and correctly update actual audit in audit plan. Show less



Canadia Bank

• Cambodia
• Banking
• 700 & Above Employee

• 𝑩𝒖𝒔𝒊𝒏𝒆𝒔𝒔 𝑸𝒖𝒂𝒍𝒊𝒕𝒚 𝑪𝒐𝒏𝒕𝒓𝒐𝒍 𝑶𝒇𝒇𝒊𝒄𝒆𝒓

  • Apr 2018 - Nov 2020

  • Check all credit loan files that branch drawdown every month. • Perform site visit customer’s businesses and analyze to ensure exiting of the physical business, reasonableness of income and loan purpose. • Perform site visit customer’s collaterals to verify collateral price, ownership and location. • Delinquency and NPL review. • Simple check of account opening, account closure and bank slip. • Observe staff and management at branch about code of conduct and report to manager if any. • Conduct point to monitor LO, CLO and Branch to make sure they follow with bank guideline and procedure. • Conduct monthly surprise cash count at branch’s vault. • Conduct customer Due Diligence and Enhance Due Diligence (CDD & EDD) on suspicious transaction. • Assist manager for coaching, disciplinary action to new officer and support them according they need. • Maintains confidential of the bank and customer affairs in according bank’s code of conduct. • Submit draft monthly and follow up report to manager as agreed timeframe. • Perform other duties as assigned from management. Show less



VisionFund Cambodia

• Austria
• International Trade and Development
• 1 - 100 Employee

• 𝑺𝒆𝒏𝒊𝒐𝒓 𝑪𝒓𝒆𝒅𝒊𝒕 𝑶𝒇𝒇𝒊𝒄𝒆𝒓

  • Feb 2016 - Mar 2018

  • Identify and assess potential customers through collecting, analyzing and developing appropriate information necessary for loan assessment. • Recommend and provide report of loan request and loan status. • Promote bank’s products and service to existing and new customers. • Prepare loan report as required by supervisor/ manager. • Perform other duties as assigned from management. • Identify and assess potential customers through collecting, analyzing and developing appropriate information necessary for loan assessment. • Recommend and provide report of loan request and loan status. • Promote bank’s products and service to existing and new customers. • Prepare loan report as required by supervisor/ manager. • Perform other duties as assigned from management.