We are flexible, affordable and secure. Our full portfolio of plans lets you tailor coverage to YOUR needs and you can rest easy knowing that: We are an innovator in the industry with over 50 Collective years of health insurance experience Our health coverage products are designed to meet the needs of the individual health insurance market. Our health coverage products are underwritten by Freedom Life Insurance Company of America (FLICA) and National Foundation Life Insurance Company (NFL). Our major medical policies are reinsured with Transatlantic, rated A by AM Best, and has over 11 billion in assets and 3.5 billion in statutory capital and surplus. We are headquartered in Fort Worth, TX, and our insurance companies conduct business across the nation. We have served Over 15 Million customers. We have paid Over 1 Billion dollars in claims. Why Choose Us? Affordable and Customizable You have quality coverage available through our many plan options that let you choose the coverage that meets your needs and your budget. Manageable We offer several fixed rates versions, or Premium Rate Guarantee Periods, giving you a choice to lock in your rates for 12, 24, or 36 months to help you control your healthcare dollars. Simple We make the effort to provide straight forward and basic information to help you make the right health plan choice. Our agents have access to our time-saving electronic application process. You'll enjoy simplified claim service when you choose to visit one of the thousands of participating network providers. Knowledgeable Once you have a plan with us, you'll have access to myUSHG.com. Here you can review our online tools and resources so you can make informed decisions about your healthcare; complete a health risk assessment and learn the next steps to stay healthy; discover choices you have in regards to prescription drug treatment options and cost; locate a participating provider; and much more. Convenient
