Legal Hub are the marketing leading legal consultancy service who specialise in all areas of financial litigation. Via our team of expert consultants, we provide a broad range of services to the legal sector. Whilst we specialise in all types of financial litigation, our services include bespoke project/change management assignments to assist firms engaged in both contentious and non-contentious work. Our core offering encompasses: Expert Evidence We provide expert opinion to assist both claimant and defendant firms on complex financial litigation matters, these include: • Negligent mortgage advice • Negligent loan advice • Breach of statutory duty (MCOB, COB, CONC) • Irresponsible lending (MCOB/CCA) • Breach of fiduciary duty (‘secret’ commission claims) • Debt management mis-selling • SIPP mis-selling • Quantum reports Vetting/interim Reports Legal Hub can provide time critical reports to assist the litigation process and allow the firm to assess prospects at an early stage at a nominal cost of £500 per report. The cost of any interim report will always be discounted against the full value of a part 35 report. Examples are: •Disclosure reports to provide an early indication of merit, causation and quantum at an early stage when the lender/broker file is disclosed •Underwriting reports to assess the lender’s compliance with the relevant regulatory touchstones •Eligibility reports referring to historic product guides available to Legal Hub for first and second mortgages as far back as 2000 - these assess whether on the facts, the borrower would have qualified for a cheaper or more suitable product •Quantum reports •Arrears management reports benchmarking the lender’s actions against relevant rules and regulations (MCOB 13, OFT 2003 debt collection guidance, s.140 CCA 1974) •Professional negligence – benchmarking the advisor’s actions against that of a reasonably competent (first or second) mortgage broker
