Overview

STAR-LF (a level-funded solution with a PURPOSE) For small to midsize employers and the benefit advisors that serve them... - Built on a self-funded chassis BUT drives like fully-insured - Including large employer health and risk benefits innovated by Tom Emerick/Walmart and the 12,000+ employer companies of The National Alliance of Healthcare Purchaser Coalitions. STAR-LF is... - Easy to sell - Easy to implement; and - Easy to use. The story that motivated me to create STAR-LF (a level-funded solution with a PURPOSE) One day a man was walking along the beach when he noticed a boy picking something up and gently throwing it into the ocean. Approaching the boy, he asked, “What are you doing?” The youth replied, “Throwing starfish back into the ocean. The surf is up and the tide is going out. If I don’t throw them back, they’ll die.” “Son,” the man said, “don’t you realize there are miles and miles of beach and hundreds of starfish? You can’t make a difference!” After listening politely, the boy bent down, picked up another starfish, and threw it back into the surf. Then, smiling at the man, he said…”I made a difference for that one.” Author – Loren Eisely FACT: There are approximately 1,000,000 businesses in The United States with between 20 – 250 employees. While we can’t help them all, I wake up every day believing... “We can do for one what we wished we could do for everyone!” Let’s make a difference for that ONE together!