ProNoblis AG is a SME financing company in Berlin, Germany. The core product is a BNPL solution for B2B clients that helps SME financing the purchase of goods in a smarter way - since 2013. The company's strengths are a broad distribution network, strong partnerships and a AI based technology. With the aim of providing up-to-date SME financing from D-A-CH to global, ProNoblis is transforming the successful business model into a scalable digital FinTech solution - the CreditEngine. It shows an approximately 85 % automation rate in the complete process from credit application, to credit decision and repayment. Dunning and debt collection are completely outsourced. The CreditEngine will offer digital lead generation and cross-selling processes, AI driven rating processes, 100 % digital credit decision in 3 minutes, process automation at the highest level and largest customer interaction plus satisfaction through self-service as an innovation to attack an endless market. Until now, intermediates generate 65 % of ProNoblis leads – the best increase of indirect sales support will be the technical access for all agents, to the „Digital CreditEngine.
