KYPP is the first intelligent voice-based model that assesses the three most important things when you want to lend money: the first one is the payment intent (we can know if the credit applicant wants to pay the credit), second true solvency (it is very important to know if the person has enough money left over to make the monthly payments). ,and the last one… we can know if the person want to make some kind of fraud, such as identity theft.
