CLAIMYEXCESS brand is owned by start-up APPSOFT LTD, a 100% NZ owned and operated Company. Its proprietary algorithm is based on parametric risk solution concept. WHAT is 'CLAIMYEXCESS' ? When you buy insurance policy, the insurance companies apply different excess on different risks, i.e. Business, Taxi, Courier Van, Vehicle, House, professional Indemnity, etc. The excess (which can be as high as $5000) is effectively an agreed amount of money that the insurer will deduct from your claim before sending you the Claim Payment which is not a very happy ending especially after a claim. CLAIMYEXCESS is a way to soften the blow that the high excess inflicts on your finances, when you lodge a legit insurance claim with your Insurance Company. CLAIMYEXCESS online platform can go alongside your existing business & personal line insurance policy. CLAIMYEXCESS reimburses at a low cost (less than a CuppaCoffee/day) the paid excess. CLAIMYEXCESS cost can also pay for itself in cases wherein by selecting a higher excess in your insurance policy drastically reduces the premium. CLAIMYEXCESS runs alongside your standard insurance policy and reimburses you for the excess, you have to pay on your standard insurance, should you need to make a claim. CLAIMYEXCESS covers you for amount, pre-agreed depending on your needs. In the event of making the claim, basically you make two claims. First with your standard insurance and pay your excess up front, and then you notify CLAIMYEXCESS with supported documents as a proof to get your excess reimbursed. The main benefit to having CLAIMYEXCESS is the savings you can achieve in the event of Insurance Claim. You will not only get your excess back, but you could also see your premiums lowered if you have opted for a higher voluntary excess on your standard insurance policy.
