Overview

Professional Indemnity Insurance for doctors in India This Insurance will cover the Doctor against any legal liability arising out of error or negligence towards the patient as per the court award. Also, the cost of defense like the legal fees, expenses incurred in an investigation of the case will also be paid even if the Doctor is not held liable as many time frivolous cases are filed by disgruntled patients and the Doctor has to bear the cost of Defense even though not found guilty. You have the option of hiring an expert lawyer of your own choice. What Amount to be Insured for: Considering the recent court judgment s and the income profile of the patient treated by you should be adequately covered as no increase in Sum Insured is allowed in later years on renewal as it carries retroactive benefit too. This scheme is an opportunity to ensure yourself for a higher amount where the premium will remain the same for subsequent renewals. What does Insurance not cover: Criminal liability, willful negligence, cosmetic surgery, treatment related to HIV/AIDS, hair transplants, weight reductions, HOW TO PAY THE PREMIUM: To fill up the form attached to be signed after filling up all the details. The premium is to be paid by Cheque or by NEFT/RTGS through Internet Banking. Go to the internet banking option on your bank website. Provide our account details as mentioned below: Our Bankers: INDUSIND BANK, CHENNAI IFSC Code: INDB0000007 Beneficiary Name: United India Insurance Co. Ltd. Account No: 200999095210180500YOURNAME (YOUR NAME UP TO 24 CHARACTERS WITHOUT ANY space) AMOUNT: 6655 / 13051 AS PER THE SUM INSURED SELECTED. Once the policy is generated message will be received by you on the mobile no. provided and a copy of the policy will be sent on WhatsApp. The hard copy of the policy will be sent in 15 days. You can also verify your payments details on our website http://www.uiic.co.in at customer's desk-verify your policy.