Commercial Mortgage Underwriter

• Feb 2021 - Present

Senior Underwriting Analyst

• Jan 2019 - Feb 2021

▪ Perform necessary credit analysis, due diligence, and review of documents for commercial real estate transactions with emphasis on multifamily and commercial property lending▪ Prepare cash flow analysis based on historical operating statements, appraisal information, the borrower's pro-forma information, and market data▪ Analyze borrower financial information to determine credit-worthiness▪ Conduct a thorough assessment of a loan's real estate collateral including site visits▪ Review third party reports, while developing the skills to identify deal-specific issues▪ Assist in underwriting and closing multifamily transactions under Fannie Mae, Freddie Mac, and FHA programs including conventional, LIHTC affordable, and MHC housing▪Was part of a 2 person team that underwrote over $1.1 billion in loan proceeds during the 2020 calendar year.

Market Research Analyst

• May 2018 - Aug 2018

Tasked with providing material support in researching new leads, calculating investment returns and surveying the entire South Carolina commercial real estate market. I extensively utilized state and county databases as well as Microsoft Excel to develop in-depth market databases. I was also exposed to the principles of financial underwriting for investment opportunities.

SP-1

• May 2017 - Aug 2017

I was trained as a door to door salesman and consultant, to help homeowners understand their energy future. I loved to be able to help people understand how much money they could save from transitioning to renewable energy.

Financial Aid Assistant

• May 2017 - Aug 2017

I worked to aid all of the Financial Aid Advisors at Furman University. Much of my job was spent compiling new paperwork into the university database for the incoming class.

Licensed Real Estate Salesperson

• May 2016 - Aug 2016

As the “Brokers Assistant” for Beatrice Harendza Harinxma, provided sales and administrative support including signage, online marketing, website maintenance and property open houses. I also studied for and obtained the California Real Estate License during the summer between sophomore and junior college year.