Okay, let’s tackle this. So Tom Cody has a mix of skills that are valuable in various industries. Public speaking, leadership, and financial analysis are in demand across multiple sectors. His teaching experience adds a unique perspective. Location is Baltimore, MD, which is a mid-sized city with a relatively lower cost of living compared to major hubs. Considering his skill set and location, I’d estimate his hourly rate to be around $125, which is slightly below the national average for financial analysts and slightly above what a public speaker might charge. This rate is also in line with what a teacher with similar experience might earn in a private setting.