Timothy Rice

Loan Analyst at Legacy Mortgage, LLC
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Contact Information
Location
Hartland, Vermont, United States, US

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Experience

    • United States
    • Real Estate
    • 1 - 100 Employee
    • Loan Analyst
      • Mar 2021 - Present

      . Performing initial review and analysis of loan applications and supporting documentation . Preparing and sending broker disclosure packages . Analyzing credit reports. Ordering appraisals and title insurance for subject properties. Submitting applications with supporting documents to underwriting. Managing loan approvals . Scheduling closings. Remaining proficient with regulatory and investor guidelines (Fannie, Freddie, FHA, VA, USDA, portfolios) . Performing initial review and analysis of loan applications and supporting documentation . Preparing and sending broker disclosure packages . Analyzing credit reports. Ordering appraisals and title insurance for subject properties. Submitting applications with supporting documents to underwriting. Managing loan approvals . Scheduling closings. Remaining proficient with regulatory and investor guidelines (Fannie, Freddie, FHA, VA, USDA, portfolios)

    • Real Estate
    • 1 - 100 Employee
    • Freelance Audio Engineer
      • Jan 2018 - Mar 2021

      • Recorded, produced, mixed, and mastered audio productions including albums of music and podcasts,• Proficient in these DAWS: Pro Tools, Logic Pro X, Ableton Live 10, Reaper, Audacity• Occasionally did social media and in person marketing to engage audiences and to promote albums and singles.• Discussed services and pricing with clients to meet their needs • Recorded, produced, mixed, and mastered audio productions including albums of music and podcasts,• Proficient in these DAWS: Pro Tools, Logic Pro X, Ableton Live 10, Reaper, Audacity• Occasionally did social media and in person marketing to engage audiences and to promote albums and singles.• Discussed services and pricing with clients to meet their needs

    • United States
    • Higher Education
    • 700 & Above Employee
    • Undergraduate Researcher
      • Jan 2020 - May 2020

      • Designed a survey to administer the linguistic characteristics of American heritage speakers of Spanish • Completed an annotated bibliography compiling previous research • Designed a survey to administer the linguistic characteristics of American heritage speakers of Spanish • Completed an annotated bibliography compiling previous research

    • Real Estate
    • 1 - 100 Employee
    • Construction Laborer
      • Jun 2014 - Feb 2020

      • Constructed barns, greenhouses, and decks (mostly during the summers) • Constructed barns, greenhouses, and decks (mostly during the summers)

    • Undergraduate Research Assistant
      • Jan 2018 - May 2018

      • Retrieved and summarized primary and secondary documents on assigned subjects that were used by a professor at the University of New Hampshire in his Freshman-level class on world politics. • Retrieved and summarized primary and secondary documents on assigned subjects that were used by a professor at the University of New Hampshire in his Freshman-level class on world politics.

    • United States
    • Facilities Services
    • Landscaping Laborer
      • Jan 2004 - Jul 2014

      • Operated, transported, and repaired heavy machinery and related equipment used to clear the remains of felled trees as well as light machinery such as chainsaws • Assisted in the application of pesticides, herbicides, and insecticides. • Operated tractor-mounted mowers to mow large pastures and fields • Operated, transported, and repaired heavy machinery and related equipment used to clear the remains of felled trees as well as light machinery such as chainsaws • Assisted in the application of pesticides, herbicides, and insecticides. • Operated tractor-mounted mowers to mow large pastures and fields

    • Horse Handler
      • Dec 1997 - Jul 2014

      • Fed, groomed, and transported horses • Loaded and transported large and small hay bales • Set up and repaired electric fences, metal gates, watering troughs, and other infrastructure • Fed, groomed, and transported horses • Loaded and transported large and small hay bales • Set up and repaired electric fences, metal gates, watering troughs, and other infrastructure

Education

  • University of New Hampshire
    Bachelor of Arts - BA, Spanish Language and Literature
    2017 - 2020
  • University of New Hampshire
    Bachelor of Arts - BA, Political Science and Government
    2016 - 2020
  • Universidad de Granada
    2019 - 2019
  • Gilford High School
    High School Diploma
    2012 - 2016

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