Thomas Smith
Director of Customer Care at Cornerstone Servicing- Claim this Profile
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Bio
Experience
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Cornerstone Servicing
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United States
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Financial Services
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1 - 100 Employee
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Director of Customer Care
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Jun 2022 - Present
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Director of Customer Care
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Jun 2022 - Apr 2023
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Cornerstone Home Lending, Inc.
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United States
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Financial Services
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1 - 100 Employee
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Director Of Customer Care
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Jun 2022 - Apr 2023
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Cross River
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United States
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Financial Services
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700 & Above Employee
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Loan Servicing Oversight Manager
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Feb 2022 - Jun 2022
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Servicing Operations Manager
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Oct 2021 - Feb 2022
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Dean and McLaughlin Financial
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United States
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Financial Services
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Call Center Director
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2020 - 2021
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Reverse Mortage Solutions
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United States
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Financial Services
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100 - 200 Employee
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VP Default Management
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Aug 2015 - Oct 2017
Managing all default related activities. Managing all default related activities.
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One West Bank
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United States
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Individual and Family Services
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1 - 100 Employee
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VP Early Default - Financial Freedom
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Sep 2014 - Aug 2015
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Selene Finance LP
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United States
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Financial Services
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300 - 400 Employee
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VP Default/Loan Resolution
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Dec 2011 - Mar 2014
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Litton Loan Servicing
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United States
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1 - 100 Employee
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VP Collections/Default technology
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Apr 2004 - Oct 2011
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Vice President
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Apr 2004 - Oct 2011
Late Stage and Foreclosure Collections/Default Technology Manage Late Stage and Foreclosure collections staff across three sites (Houston, Dallas and o Atlanta) that are responsible for collecting on mortgage accounts that are from sixty days past due through the foreclosure process. Manage a technology staff of developers, analysts, and dialer techs work exclusively on default/call center related projects. Direct management teams to reduce delinquency levels. o Assist in development of loss mitigation strategies. o Manage day to day relationship with door knock and skip trace vendors including loan o assignments, reporting and invoicing. Act as liaison between Default and IT department during all new development projects to o ensure accuracy and efficiency. Involved in all aspects of projects including design, development, testing, training and implementation. Manage the automated foreclosure referral process and automated demand letter process. o Act as compliance officer for default to ensure new processes met required compliance o guidelines prior to implementation. Responsible for writing and publishing all new policy and procedure documents for Default. o Represent Default on the state law task force which is responsible for interpreting new state o laws and then developing, implementing, training and testing new processes to ensure compliance with the statutes. Created and implemented process to manually review loans prior to FC referral to ensure o compliance with all state and federal requirements including but not limited to HAMP. Continue to manage the process after implementation. Developed and implemented new portfolio monitoring based skip trace process. o Developed automated incentive calculation process. Show less
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Education
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University of Northern Colorado