Okay, let’s tackle this. So Terry has 10+ years of experience in management consulting, accounting, and financial analysis. His education from the University of Cincinnati College of Business adds prestige. Skills like financial analysis, auditing, and business process improvement are in demand. Location is Sun City Center, Florida, which is not a major hub for finance or consulting. However, considering his experience and education, maybe around $100–$150 per hour? But considering the industry average for management consultants and accountants in the US, maybe lower. Some entry-level consultants might charge $75–$100 per hour, but Terry’s experience and advanced degree put him in a higher bracket. Let’s check averages. Experienced management consultants and accountants might average $125–$175. So I’ll estimate around $125.