Steve Fulmer
Vice President SBA and Commercial Lending at Commerce Bank & Trust- Claim this Profile
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Bio
Hiram Delgado MBA, MA
Steve brings extensive Industry knowledge, strong underwriting and analysis skills. He takes a holistic approach while helping our Small Business Members and can look beyond the numbers to evaluate a company's creditworthiness. He is thoughtful and diligent in projects undertaken. Always place Members first while bringing valuable and effective Solutions. I would refer Steve any Commercial Loan in a heartbeat!
Kevin Boyle
Steve is an outstanding business advocate and trusted partner within the Fairwinds CU organization.
Hiram Delgado MBA, MA
Steve brings extensive Industry knowledge, strong underwriting and analysis skills. He takes a holistic approach while helping our Small Business Members and can look beyond the numbers to evaluate a company's creditworthiness. He is thoughtful and diligent in projects undertaken. Always place Members first while bringing valuable and effective Solutions. I would refer Steve any Commercial Loan in a heartbeat!
Kevin Boyle
Steve is an outstanding business advocate and trusted partner within the Fairwinds CU organization.
Hiram Delgado MBA, MA
Steve brings extensive Industry knowledge, strong underwriting and analysis skills. He takes a holistic approach while helping our Small Business Members and can look beyond the numbers to evaluate a company's creditworthiness. He is thoughtful and diligent in projects undertaken. Always place Members first while bringing valuable and effective Solutions. I would refer Steve any Commercial Loan in a heartbeat!
Kevin Boyle
Steve is an outstanding business advocate and trusted partner within the Fairwinds CU organization.
Hiram Delgado MBA, MA
Steve brings extensive Industry knowledge, strong underwriting and analysis skills. He takes a holistic approach while helping our Small Business Members and can look beyond the numbers to evaluate a company's creditworthiness. He is thoughtful and diligent in projects undertaken. Always place Members first while bringing valuable and effective Solutions. I would refer Steve any Commercial Loan in a heartbeat!
Kevin Boyle
Steve is an outstanding business advocate and trusted partner within the Fairwinds CU organization.
Experience
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Commerce Bank & Trust
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United States
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Banking
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1 - 100 Employee
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Vice President SBA and Commercial Lending
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Apr 2022 - Present
I have joined the amazing team at Commerce Bank and Trust to help grow their SBA, Small business, C&I and CRE lending across Central Florida. I have joined the amazing team at Commerce Bank and Trust to help grow their SBA, Small business, C&I and CRE lending across Central Florida.
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Citizens Bank of Florida
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United States
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Banking
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VP - SBA & Commercial Loan Officer
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Apr 2017 - Apr 2022
I joined Citizens as a Senior Commercial Lender and to help develop the SBA department. We offer great rates and terms, local decision making and quick turnaround for Owner Occupied, Construction, Investment Properties, Development loans, equipment financing and SBA 504 purchases/refinances with as little as 10% down! Citizens is a well established, financially strong community bank serving Central Florida. The Executive team and board of directors have over 320 years combined experience at the bank. If you are looking to purchase, build or refinance...we would enjoy the opportunity to earn your business.
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Centennial Bank
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Banking
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1 - 100 Employee
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Commercial Loan Officer
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Jun 2016 - Apr 2017
Commercial Real Estate Lending limit of $130MM for most industries and property types. A&D, Construction, C&I, SBA, residential investment and non recourse options available. High advance rates for LOC product. Commercial Real Estate Lending limit of $130MM for most industries and property types. A&D, Construction, C&I, SBA, residential investment and non recourse options available. High advance rates for LOC product.
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First GREEN Bank
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United States
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Financial Services
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SVP of Government Guaranteed Lending
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Dec 2015 - Jun 2016
Government Guaranteed Lending Department head offering SBA 7a, 504, and USDA lending products: Real-estate, acquisition, equipment, and working capital credit facilities. Government Guaranteed Lending Department head offering SBA 7a, 504, and USDA lending products: Real-estate, acquisition, equipment, and working capital credit facilities.
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Fairwinds Credit Union
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United States
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Financial Services
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400 - 500 Employee
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VP- Commercial Loan Officer
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Nov 2011 - Dec 2015
Solving business owners concerns by learning about their needs,providing solutions with a variety of products and personalized service that exceeds expectations. Solving business owners concerns by learning about their needs,providing solutions with a variety of products and personalized service that exceeds expectations.
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SunTrust Bank
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United States
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Financial Services
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Branch Manager
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Feb 2008 - Nov 2011
Manage the daily operations of various branches in East Orange and Seminole County Manage the daily operations of various branches in East Orange and Seminole County
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US Army
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United States
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Law Enforcement
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1 - 100 Employee
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Mission Supervisor, Spanish Linguist
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Jul 2000 - Aug 2005
Military Intelligence Non-Commissioned Officer Military Intelligence Non-Commissioned Officer
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Education
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Graduate School of Banking at LSU
Banking, Executive Bank Management -
Boston University
Financial Planning -
University of Phoenix
MBA, Business