Experience

LendingPoint

• United States
• 1 - 100 Employee

• Director, Risk Strategy and Analytics

  • Apr 2023 - Present

  New York, New York, United States



Railsr

• Financial Services
• 100 - 200 Employee

• Director, Head of Credit and Fraud Risk - Portfolio Management

  • Dec 2021 - Feb 2023

  New Jersey, United States Managed credit and fraud losses within risk appetite for credit card products, by collaborating with cross functional teams, partner bank, and Co-brand partners.



UBS Wealth Management

• Banking
• 1 - 100 Employee

• Director, Risk Strategy and Analytics

  • Mar 2016 - Dec 2021

  Weehawken, NJ Managed credit and fraud losses within risk appetite for Consumer and Small Business banking product portfolio including credit/debit cards with $3B in annual sales, ACH payments, wires, and P2P. Audited new accounts and POS transactions with focus on developing fraud rules that detect trends. Monitored delinquency rates and created strategies to improve repayments and recoveries of charge-offs. Collaborated with industry leaders and participated in roundtables to remain current on emerging… Show more Managed credit and fraud losses within risk appetite for Consumer and Small Business banking product portfolio including credit/debit cards with $3B in annual sales, ACH payments, wires, and P2P. Audited new accounts and POS transactions with focus on developing fraud rules that detect trends. Monitored delinquency rates and created strategies to improve repayments and recoveries of charge-offs. Collaborated with industry leaders and participated in roundtables to remain current on emerging threats related to fraud. Cards Program received 2019 Visa Service Quality award for highest authorization approval rate - Consumer Credit.

• Director, Cards Fraud Risk Management

  • Nov 2013 - Mar 2016

  New Jersey, United States Oversaw fraud risk, policies, and procedures related to credit/debit card products with $2B in annual sales.



Citi

• Mexico
• IT Services and IT Consulting
• 100 - 200 Employee

• VP, Risk Manager

  • Jan 2011 - Nov 2013

  Long Island City, New York Managed fraud risk for private label consumer credit card products including retailers Sears and Home Depot. Led four-member team of analysts focused on implementing strategies for fraud mitigation.

• VP, Project Manager

  • Mar 2008 - Jan 2011

  Long Island City, New York Oversaw credit policies across credit life cycle while supporting business strategies and initiatives from credit risk viewpoint for bankcard and private label commercial portfolios. Led and developed two-member team of analysts.

• VP, Associate Project Manager

  • Dec 2005 - Mar 2008

  Long Island City, New York Monitored POS transactions and executed various initiatives to reduce disruptions and credit/fraud losses.



Avis Budget Group

• Motor Vehicle Manufacturing
• 1 - 100 Employee

• Senior Operations Research Analyst

  • Dec 2004 - Dec 2005

  Parsippany, New Jersey Responsibilities included supporting Yield Management System, that comprises of data conditioning, forecasting and revenue optimization modules to manage supply / demand to maximize revenue.

• Operations Research Analyst

  • Jul 2003 - Dec 2004

  Parsippany, New Jersey Processed large volume (10M records) of reservation and rental data and performed cluster analysis using SAS to find statistically stable groupings for forecasting.