Latoya Patton

Construction Loan Processor/ Loan Closer at CharterBank
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Contact Information
Location
Smyrna, Georgia, United States, GE

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Experience

    • Banking
    • 1 - 100 Employee
    • Construction Loan Processor/ Loan Closer
      • Apr 2017 - Present

      •Provide assistance to construction loan officers for preparation and setup for all loan closing. •Correspondence with clients to schedule meetings and obtain financials. •Work closely with title companies and clients to facilitate loan closing dates. •Process all loan booking through Laser Pro to obtain all loan closing documents. •Ordering of all draw inspections for Construction projects, order all appraisals, title orders, flood certs. •Maintain all construction loan draw accounts, coordinate inspections for draw request after inspections has been processed. •Quote Payoffs, process transactions through DNA Loan Core system. •Calculate closing huds, fees and initial draws. •Process all wires for funding to attorneys for closing through GFT. Show less

    • United States
    • Banking
    • 1 - 100 Employee
    • Commercial Loan Processor I
      • Mar 2013 - Apr 2017

      • Collect and review loan applications for all Commercial Real Estate loans. • Obtain all loan Real Estate related information from Lenders/Assistants, loan officers, attorneys for loan processing of VA, FHA and Conventional loans. • Process all loan documents for signing, with information from Loan approval form and Loan request form. • Ensure accuracy on compliance and regulations of bank policy on all loans that are prepared through (LOS). • Ensure all documents are processed and distributed to all affiliate banks for closing. • Prepare any/all documents for recording and lien perfection (including deeds, UCC's, titles, etc. Show less

    • Loan Documentation Specialist/ Booking Spec
      • Jan 2006 - Dec 2012

      • Verify information and references by direct contact between loan officers, underwriters and clients. • Reconcile and post all credit and debit entries to the loan core system. • Responsible for all loan participations, including payments, advances, correspondence, and balancing. • Process loans on Loan core system including billing, corrections, payment schedules, reversal entries and interest adjustments. • Provided periodic inquiries from loan core system to determine data entry errors and corrected any loans with negative amortization. • Process a daily report on BLC Volume Breakdown spreadsheet for upper management. Show less

Education

  • Stillman College
    Bachelor of Science (BS), Business Administration with a concentration in marketing
    2001 - 2005

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