Accounts Receivable

• Jun 2015 - Present

Accounts Receivable/Collections Accounts Receivable/Collections

Accounts Receivable Specialist

• Aug 2014 - Mar 2015

Instrumental in significantly reducing delinquency rate from $3.3 Million to $2.1 Million through consistent communication with delinquent account holders Creative reconciliation of accounts to effectively resolve billing and product discrepancies Performed comprehensive research of aged credit memos, misapplied cash and executed necessary adjustments Systematically referred delinquent accounts to collection agencies and attorneys, and notified credit bureaus upon failure of response to all collection efforts Performed comprehensive follow-up with collection agencies to obtain updates, and provide details on delinquent accounts, loan agreements, and debtor assets as necessary Effectively collaborate with attorneys in bankruptcy cases to file proof of claim and provide documentation accounts that have proceeded to legal status Proficiently executed final billing statements, and partial and final release of liens Show less

Brand Ambassador

• 2014 - 2015

Brand Ambassador

• 2014 - 2015

Accounts Receivable Specialist - One Source Water

• Apr 2014 - Aug 2014

Established innovative customized repayment schedules to effectively reduce outstanding delinquencies Performed successful reconciliation of accounts to resolve billing and product disputes Facilitated Skip Tracing of returned mail accounts through postal/utility inquiries and detailed questioning of references listed on original credit application Established innovative customized repayment schedules to effectively reduce outstanding delinquencies Performed successful reconciliation of accounts to resolve billing and product disputes Facilitated Skip Tracing of returned mail accounts through postal/utility inquiries and detailed questioning of references listed on original credit application

Finance Coordinator

• Jan 2001 - Oct 2013

Successful in origination/booking an average $600,000 monthly in net business Performed thorough examination of consumer credit history, debt to income, loan to value ratios in extension of credit Creatively developed repayment schedules for past due invoices, NSF checks, and declined credit card transactions Ensured timely payment of vendor invoices and project launch, by utilizing lender host system to track funding, and receive/send payments and posted amounts paid to accounts Proficiently provided accurate and timely updates on sales and installation contracts to Branch Managers in Connecticut, North Carolina, New York and Ohio offices in Month to Date Condition reports Show less

Consumer Finance Coordinator

• Jun 1991 - Dec 2000

Achieved profit and loan risk levels by strategically reviewing loan applications; collecting supporting data including credit bureau reports, verification of income, homeowners insurance policy and appraisal reports Accurately determined appropriate type of lender based on credit-worthiness (prime or sub prime) Performed comprehensive review of loan agreements to ensure completion and accuracy according to corporate policy Effectively reduced Accounts Receivables by reconciling disputes on outstanding balances, negotiating payment arrangements on past due invoices, NSF checks, and declined credit card transactions Successfully increased customer satisfaction and compliance with terms, through individual meetings to explain terms/conditions and close loans Show less

Collections Specialist

• Mar 1987 - May 1991

Significantly reduced overall delinquency percentage rate from 7% to 3%, through constant communication with delinquent accounts Successfully resolved difficult cases by Skip Tracing location of debtors through credit bureau, postal and utility inquiries or through questioning references listed on original credit application Systematically approved due date extension, suspended credit limits, ordered collateral repossession, referred accounts to collection agencies/attorneys and notified credit bureaus upon failure of response to all collection efforts Proactively developed vendor single interest damage claim process for all repossessed vehicles Generated strategic monthly recommendation to Board of Directors on accounts to be charged off as loan losses, and reported updates regarding collection effort status Show less