Edy-Marin Bernardy

Financial Analyst at Scraye
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Location
London, UK

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Experience

    • United Kingdom
    • Real Estate
    • 1 - 100 Employee
    • Financial Analyst
      • Jul 2023 - Present

      London, England, United Kingdom • Conduct risk analysis and credit underwriting for Scraye's prime flexible rent (FR) service, issuing c. £0.5M. in financing since July to generate an annualized portfolio return of 25% • Created a bespoke financial model to forecast future cash flows relating to Scraye's No Deposit service • Assess and report company operational performance weekly, perform daily accounting and exposure monitoring for FR portfolio, support in competitor analysis and capital fundraising initiatives… Show more • Conduct risk analysis and credit underwriting for Scraye's prime flexible rent (FR) service, issuing c. £0.5M. in financing since July to generate an annualized portfolio return of 25% • Created a bespoke financial model to forecast future cash flows relating to Scraye's No Deposit service • Assess and report company operational performance weekly, perform daily accounting and exposure monitoring for FR portfolio, support in competitor analysis and capital fundraising initiatives, oversee VDR management, and contribute to international expansion strategy • Assist the CEO in establishing strategic business partnerships with major landlords and investors, collaborate with the CTO and tech team by offering UI recommendations to streamline operations, and automate processes such as the internal FR portfolio reporting and payments monitoring Undertaking this role as part of a study-related work placement until December, at which point I have the opportunity to turn it into an indefinite position upon receiving my Graduate visa post-graduation. Show less

    • Switzerland
    • Financial Services
    • 700 & Above Employee
    • Global Wealth Management | Asset Servicing (FIM) Trainee
      • Feb 2022 - Jul 2022

      Luxembourg, Luxembourg • Simultaneously supported 7 client advisors with fund structure management duties such as addressing client queries, custody services, domiciliation, and quarterly audit report preparation • Actively took part in fund merger projects & the opening and closing of fund accounts • Onboarded 80+ new clients, performing CDD & risk-level assessments as well as periodic reviews for 400+ existing clients

    • United States
    • Higher Education
    • 700 & Above Employee
    • Academic Tutor
      • Sep 2020 - Dec 2021

      Ithaca, New York, United States • Tutored 2-5 students per semester on a bi-weekly basis for Business Finance, Financial Accounting, Legal Environment of Business, Calculus I, and Principles of Micro/Macroeconomics courses • Led interactive study sessions aimed at facilitating understanding of tutees’ coursework • Communicated valuable time management skills and effective study methods to promote academic success of students

    • Undergraduate Teaching Assistant
      • Jan 2020 - Dec 2021

      Ithaca, New York, United States • TA for 70+ undergraduate students in the Principles of Macroeconomics course under Dr. William Kolberg • Graded projects, held weekly office hours assisting students with assignment problems •Made remote course delivery recommendations to Dr. Kolberg during COVID-19 pandemic, and offered technical support to students in running an excel-based market simulation model

    • Dining Hall Employee
      • Feb 2019 - Jan 2020

      Ithaca, New York Area • Assisted university staff in catering students.

    • Switzerland
    • Banking
    • 700 & Above Employee
    • Finance | Summer Intern
      • Jun 2019 - Jul 2019

      Luxembourg, Luxembourg • Remediated approximately 3750 client data points in a manner abiding with European Central Bank reporting guidelines on Analytical Credit Datasets (AnaCredit) • Analysed financial statements and interpreted entity legal structures • Redesigned the internal AnaCredit data retrieval and remediation procedure and recorded methodology in a comprehensive guidebook, ensuring Lombard employees will undergo a more efficient process in future monthly AnaCredit operations

    • Germany
    • Banking
    • 700 & Above Employee
    • Generation Euro Students' Awards International Champion 2018
      • Dec 2017 - Mar 2018

      Frankfurt am Main, Hesse, Germany • Won the yearly 3-round international competition organized by the ECB as part of a six-person team, beating out 1610 other teams from across Europe • Theme – Macroeconomics/Monetary Policy Round 1: Group Multiple Choice Test, Round 2: Creative video presentation on Quantitative Easing, Round 3: Live Q&A style knowledge assessment of Monetary Policy by ECB jury panel • Awarded victory by former ECB president and Prime Minister of Italy, Mario Draghi.

    • Co-Owner
      • Sep 2015 - Sep 2017

      St. George's International School of Luxembourg Co-owner of student-found cooperative business selling snacks and beverages. • Sharpened the ability to make impromptu decisions and refined critical thinking skills in a high-pace environment • Worked synergistically, learning that the value of a team can often accomplish more than the individual • Greatly improved interpersonal dexterity, enhancing networking and service skills

    • Germany
    • Airlines and Aviation
    • 700 & Above Employee
    • Management & Accounting | Accounting Summer Intern
      • Aug 2017 - Aug 2017

      Varna, Bulgaria Summer Intern - Management & Accounting Department • Filtered for viable candidates which met criteria specified by clients • Meticulously organized information about each candidate into a weekly excel deliverable • Calculated company expenses and estimated budget utilizing Microsoft Excel

    • Switzerland
    • Banking
    • 700 & Above Employee
    • UHNWI | Summer Intern
      • Jun 2015 - Jun 2015

      Luxembourg, Luxembourg Summer job-shadow intern in Ultra High Net Worth Individuals Department (UHNWI) • Introduced to basic agent-to-client relations • Responsible for filing and archiving personal documents of UHNWIs

Education

  • Imperial College London
    Master of Science - MSc, Investment and Wealth Management
    2022 - 2023
  • Imperial College Business School
    Master of Science - MS, Investment & Wealth Management
    2022 - 2023
  • Cornell University
    Exchange Semester, Economics
    2020 - 2020
  • Ithaca College
    Bachelor of Arts, Economics
    2019 - 2021
  • Hofstra University
    Bachelor of Science - BS, Applied Economics
    2018 - 2018
  • St George's International School, Luxembourg ASBL
    Advanced Levels in Mathematics, Physics, and Economics
    2004 - 2018

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