Workers' Compensation Broker - Program Underwriter

• May 2022 - Present

Workers' Compensation Underwriter

• Sep 2021 - May 2022

Workers’ Compensation Underwriter

• Nov 2019 - Oct 2021

Large Commercial Account Manager

• Jan 2016 - Nov 2019

* Answer various emails and calls from Insured related to their policies: Endorsments, billing, Certificates, Waiver of Subrogations, endorsement quoting * Review monthly expiration lists, request loss runs, analyze loss exposures and ratio * Create renewal Proposals and process all forms needed for Insured to sign * Agency billing of endorsements, renewals and new business * Prepare Finance agreements * Remarketing: prepare applications, loss runs etc to submit to various markets * Bind all renewals and new business: issue binders, Evidence of insurance, ID Cards. * Assist Producers in collecting various data aiding their task to increase business * Assigned Risk Workers Compensation quoting * Help resolve Audit disputes * Evaluate flood and earthquake data, wind and hail reports, * Analyze Experian/financial reports * Filing of Motor Carrier forms / UM/UIM forms for various states * Order loss control surveys and follow-up on compliances * Bill/process audits of files for several programs

Midwest Region Renewal Underwriter and Account Manager

• Dec 2014 - Jan 2016

* Review, Service and Evaluate mostly Workers Comp and sometimes General Liability, Auto Liability and Excess policies * Negotiate requests for coverage changes, additions or removal * Relationship management with both the agent and underwriter * Review Non Renewals for accuracy and manage both underwriters and agents for changes and market leads * Work closely with the Re-market Department for renewal quote and non renewal options * Discuss carrier underwriting appetites with retail agents * Audit New Business Files for accuracy and completeness * Review and Discuss Loss Control Inspection Reports with agents * Work with Rating Bureau's for rulings on entity combinations, ownership changes and entity changes * Evaluate and process CA Form 601 and ERM-14 forms * Handle and Respond to Bureau criticism issues, Department of Insurance Complaints and Underwriter concerns * Review and underwrite Acord 130 applications * Review expiration audits and audit disputes with both agents and insurance carriers * Assist agents on Stop Work Orders and other state compliance matters * Advise agents regarding coverage concerns and state statutes * Assist agents with having State Inspection Code 59 and Code 60 completed * Research carrier, NCCI or other rating bureau endorsement changes or additions * Train assistant CSR's

Program Underwriter & Associate Underwriter

• 2007 - Dec 2014

* Prepare renewal information to send to brokers for each monthly renewals by following their carrier guidelines. * Prepare various required documentation for quoting renewals and new business * Compute loss ratio analysis from loss runs * Review lawyer notes for open claims * Evaluate flood and earthquake data, wind and hail reports, * Analyze Experian/financial reports * Filing of Motor Carrier forms / UM/UIM forms for various states * Order loss control surveys and follow-up on compliances * Bill/process audits of files for several programs * Perform monthly audits of files for carrier compliance in various programs. * Review quality assurance of proposals,binders and status of accounts for billing * Perform quality assurance of policies before releasing them to brokers/policyholders. * Ensure that all regulatory forms/endorsements are included in policies and that all of the data reflects proposals/binders * Prepare and send out all conditionals/non-renewals on each account required by statutory regulations. * Review and maintain all state bulletins pertaining to policy, rules and regulation changes. * Maintain current hard files and electronic files for various carriers