Ratings Focus was brought in to provide credit portfolio Analytics and embed effective credit reporting suites that could be cost effectively operated. Raymond, lead the project and demonstrated outstanding communication, credit skills and knowledge. Providing solution after solution through the implementation process, with rapid roll out and solid communication tools for the Board to understand the business, portfolio dynamics and drill down. Flexible and dynamic analytical tool built with limited new investment. Operationalisation has speeded up the monthly MI cycle. Board members, regulators and operational teams very pleased with the power of the credit tools. As a change agent, Raymond has excelled. He has accelerated the firms capabilities. The project was delivered within tight schedules, project control and boundaries clear and operationalisation completed effectively and within budgetary parameters. His enthusiastic and positive approach to the challenge is impressive. I look forward to working in the future with Raymond.

Raymond has an extremely strong knowledge of IRB risk grading models, methodologies, framework and policies as well as a deep knowledge of Basel II and III and their application to risk models. He is a pleasure to work with and you can always depend on his deep knowledge. He has a wide variety of experience ranging from working at banks, consultancies and the regulator, which means he is always able to address the issues from a wide ranging perspective.

Ratings Focus was brought in to provide credit portfolio Analytics and embed effective credit reporting suites that could be cost effectively operated. Raymond, lead the project and demonstrated outstanding communication, credit skills and knowledge. Providing solution after solution through the implementation process, with rapid roll out and solid communication tools for the Board to understand the business, portfolio dynamics and drill down. Flexible and dynamic analytical tool built with limited new investment. Operationalisation has speeded up the monthly MI cycle. Board members, regulators and operational teams very pleased with the power of the credit tools. As a change agent, Raymond has excelled. He has accelerated the firms capabilities. The project was delivered within tight schedules, project control and boundaries clear and operationalisation completed effectively and within budgetary parameters. His enthusiastic and positive approach to the challenge is impressive. I look forward to working in the future with Raymond.

Raymond has an extremely strong knowledge of IRB risk grading models, methodologies, framework and policies as well as a deep knowledge of Basel II and III and their application to risk models. He is a pleasure to work with and you can always depend on his deep knowledge. He has a wide variety of experience ranging from working at banks, consultancies and the regulator, which means he is always able to address the issues from a wide ranging perspective.

Ratings Focus was brought in to provide credit portfolio Analytics and embed effective credit reporting suites that could be cost effectively operated. Raymond, lead the project and demonstrated outstanding communication, credit skills and knowledge. Providing solution after solution through the implementation process, with rapid roll out and solid communication tools for the Board to understand the business, portfolio dynamics and drill down. Flexible and dynamic analytical tool built with limited new investment. Operationalisation has speeded up the monthly MI cycle. Board members, regulators and operational teams very pleased with the power of the credit tools. As a change agent, Raymond has excelled. He has accelerated the firms capabilities. The project was delivered within tight schedules, project control and boundaries clear and operationalisation completed effectively and within budgetary parameters. His enthusiastic and positive approach to the challenge is impressive. I look forward to working in the future with Raymond.

Raymond has an extremely strong knowledge of IRB risk grading models, methodologies, framework and policies as well as a deep knowledge of Basel II and III and their application to risk models. He is a pleasure to work with and you can always depend on his deep knowledge. He has a wide variety of experience ranging from working at banks, consultancies and the regulator, which means he is always able to address the issues from a wide ranging perspective.