Here is how we can help: Person who is starting up: Staying on track with a monthly budget Dealing with student loans The importance of saving and investing Buying or leasing a car Marriage: The importance of insurance Financial checklists and family budgets Home Owners: Finding a lawyer and real estate agent Home buyer’s plan and Principal Residence Exemption Parenthood: Saving for your child’s education Budgeting for your baby Family Cottage Issues: Transferring a cottage to your spouse or children Tax implications of selling a family cottage Using trusts to limit taxes Helping in a cottage agreement Empty Nest: Estate Planning and transferring assets Financing your new lifestyle on an empty nest budget Tax implications of spending time outside of Canada Retiring: Estate and tax planning Owing or renting a U S property Important considerations when transferring wealth Sources of Income Disability: Disability and tax issues Government and Insurance related sources of Income Raising a disabled child, taxes, insurance and trusts Ailing Parents: Paying for health care support Reducing the cost of care through tax credits Power of attorney and protecting a parent’s wealth Divorce: Division of registered assets Canada Pension Plan credit split Spousal and child support considerations Death of a loved One: The role of an executor or executrix Death notification letters/forms Financial security and managing an inheritance The transfer of assets Leaving a job: Making the most of your severance package Decisions about workplace savings Changing careers and the lifelong learning plan Selling or transferring a small business: Restructuring strategies Financial checklist for selling or transferring a small business Business valuations Selling assets or selling shares Owning/Managing a business: Sources of financing Tax implications of different business budget checklist Helping structure a buy/sell agreement
