In November 2020, Cash Flow Solutions and Transaction Science joined forces to create RIBBIT, an AI-enabled FinTech firm empowering financial services with better data and creating superior outcomes. Cash Flow started in 1998 as a check and ACH payment processor, serving thousands of businesses in all 50 states. Cash Flow evolved through the years and added remote check deposit, risk mitigation, account verification, and check representment services. In 2015, these services were combined with RESTful APIs to provide ACH payment processing and bank account enrollment solutions to mobile apps, lenders, fintechs, and retailers.
